Privacy Statement - Anna National Bank

One of the many challenges facing the Internet is the concern for privacy. As part of our dedication to providing you with unmatched customer service, Anna National Bank is committed to protecting your privacy and utilizing technology that gives you the safest online experience. Anna National Bank respects the importance of your personal information. We want to assure you that when ANB asks for information from you, it's done with the goal. of improving our customer relationship.

Our web site privacy policy is described below, It has been approved by our board of directors and is included in the training of our staff.

Recognition of expectation of privacy

Anna National Bank recognizes that our customers have a reasonable expectation of privacy, and we recognize the importance of protecting that privacy. We are committed to safeguarding both the financial records and relationships of both our customers and our visitors to our web site.

Collection, Use and Retention of Customer Information

In order to identify and communicate with you through our web site Arms. National Bank may collect, use, and retain information about you. This information is collected and used to provide you with products and services that you initiate; to help us respond to specific questions that you ask; and to provide you with information that may be of interest to you. We may also use this information to help us comply with laws and regulations that apply to us. As a general rule we do not automatically collect and retain information from visitors to our web site. We may collect and retain certain information of a general type such as:

a. The name of the domain used to access the internet.
b. The Link (Internet Address) used to gain access to our site.
c. The type of web browser used to explore our site.
d. The date and time.
e. Visitors may also choose to give us information (i.e.: when applying for an account).

Maintenance of Accurate Information

Anna National Bank is committed to keeping our customers' account information accurate, current and complete. Procedures have been established to help assure that this information is correct in a manner that is commercially reasonable. Instructions for contacting the bank if a discrepancy is found are included on the account statements. We will research and resolve discrepancies as quickly as possible.

Employee Access to information

This privacy policy statement is provided to our employees during training. Employees are instructed never to divulge financial information or records of a customer to anyone outside the bank. Employee access to personally identifiable information is limited by their need to know to properly transact bank business. Employees are trained to recognize the importance of customer confidentiality and that the bank may take disciplinary measures to enforce those privacy responsibilities.

Protection of Information via Established Security Procedures

Security standards and procedures to prevent unauthorized access to confidential information are in place. Updates to technology are implemented and tests conducted to improve the integrity of our systems in protecting information.

Restrictions on the Disclosure of Account Information

Specific information about customer accounts or reports or other personally identifiable data is not revealed to unaffiliated third parties for their independent use except for the exchange of information with mutable information reporting agencies to maximize the accuracy and security of such information or in the performance of bona fide due diligence, unless:

a. the information is provided to help complete a customer initiated transaction,
b. the customer authorizes it,
c. disclosure is required by/or allowed by law (e.g., subpoena, investigation of fraudulent activity, etc,)
d. the customer has been informed about the possibility of disclosure for marketing or similar purposes through a prior communication and is given the opportunity to decline ("opt out").

Maintaining Customer Privacy in Business Relation with Third Parties

When it is necessary to contract with outside third parties to perform specific services or support bank products the vendors selected are expected to adhere to the same privacy standards and applicable laws and regulations as the Bank. They must be additionally responsible for maintaining customer confidentiality.

Disclosure of Privacy Principles to Customers

This policy contains guidelines that have been prepared so that our customers and visitors to our web site understand our commitment to personal privacy.

Anna National Bank reserves the right to update or change this policy at any time.

Please read our Consumer Privacy Protection Notice